Supplemental Cancer Insurance Discounts

Each Member acknowledges that by continuing to use this page, they are advised that any listing of goods and services provided by FASNY’s website is not an endorsement of such goods and services, nor of the providers thereof, by FASNY.  Each Member is responsible for doing their own due diligence when considering using such goods or services.  FASNY disclaims any liability arising out of any use of the goods and services, or the engagement of the providers thereof, and each Member understands that any continued use of this page or accessing any of the links herein contained is subject to such disclaimer [together with all applicable terms of the Terms of Use policy].

Visit FASNY Health & Wellness Visit NVFC Resources Visit Firefighter Cancer Support Network

Colonial Cancer 1000
ABOUT THE PLAN
Who is covered:Insured Only; Insured and Spouse; One-Parent Family and Two-Parent Family plans.

Benefits and Features:

  • Guaranteed Renewability
  • Portability
  • Direct Benefit Payment
  • No Coordination of Benefits
  • HSA Compatibility

Other Items To Note:

  • Riders:
    • Initial Diagnosis of Cancer Rider
    • Initial Diagnosis of Cancer Progressive Payment Rider
    • Specified Disease Hospital Confinement Rider
    • Optional Cancer Wellness/Health Screening benefits are also available
  • Spouse Only coverage available if employee ineligible
  • Enroll before age 64
  • Lifetime coverage
  • No deductibles / copayments
  • 30 Day waiting period (first 30 days of coverage no benefits payable)

Sign in to access

Colonial Accident 1.0
ABOUT THE PLAN
Who is covered:Employee, Spouse or Child as the Named Insured, Employee/Spouse, One-Parent and Two-Parent family coverage

Benefits:

  • Two plans to choose from : Preferred or Premier both with Health Screening
  • Lump sum payouts for treatments of injuries on and off the job and while volunteering, includes ongoing care payments.
  • Plan pays cash directly to you in addition to any other coverage you may have
  • Portability – take it with you if you leave
  • Includes Accidental Death Benefit
  • Spouse and/or dependent children can purchase coverage without the employee having to purchase coverage.

Other Items To Note:

  • Available Riders:
    • Off-Job Only or On/Off-Job Accident Disability Income Rider
    • Off-Job Only or On/Off-Job Accident/Sickness Disability Income Rider
    • Sickness Hospital Confinement Rider

Features:

  • Enroll between ages 17 – 80
  • Base plans are guaranteed issue so there is no health underwriting.
  • Benefits are paid directly to the insured unless specified otherwise.
  • Benefits are paid in addition to other insurance your employees may have.
  • Benefits are level for employee, spouse and children except for accidental death and catastrophic accident benefits.
  • Base coverage and sickness hospital confinement rider are guaranteed renewable for life as long as premiums are paid when they are due.

Sign in to access

Colonial Group Critical Care
ABOUT THE PLAN
Who is covered:Employee; Employee and Spouse; One-Parent family (Employee and Dependent Children); and Two-Parent Family (Employee, Spouse and Dependent Children)

Benefits:

  • Guaranteed Issue up to $10,000 face amount
  • Benefits are paid in addition to other insurance
  • Coverage is portable
  • Benefits may be used however the covered person chooses

Features:

  • Enroll between ages 16 – 74
  • The policy will not pay a benefit for a pre-existing condition that occurs during the 6 month period after the Coverage Effective Date
  • Health-Screening benefit

Sign in to access

Colonial Whole Life
ABOUT THE PLAN
Who is covered:Available for employee and spouse

Benefits:

  • Guaranteed Issue $5,000 up to $25,000 maximum face amount
  • Guaranteed purchase options at 3 policy anniversary dates
  • If the policy ends due to unpaid premiums, the policyowner has several options:
    • Extended Term Insurance Option
    • Reduced Paid-Up Life Insurance Option
    • Automatic Premium Loan Provision

Features:

  • Guaranteed level premiums, guaranteed cash value and a guaranteed death benefit.
  • Tax-free benefits are paid to the beneficiary, regardless of other life insurance and Social Security.
  • Family Coverage available through a separate spouse policy or term rider for the spouse and a separate child policy or term rider for the dependent children.
  • $3,000 immediate claims payment provides immediate funds to the designated beneficiary.
  • No spouse signature required on spouse policies or riders with face amounts up to $50,000.
  • Automatic Premium Loan for non-payment of premiums available.
  • $100 minimum loan available.
  • Portable Coverage – Insured can keep his policy if he changes jobs or retires.
  • Accelerated Death Benefit

Sign in to access

Aflac Cancer Care Plan
BENEFITS
Cancer Wellness Benefit $75 per year, per Covered Person
Cancer Diagnosis Benefits:
Initial Diagnosis Benefit Insured/Spouse :$4,000; Dependent Child:$8,000;payable once per Covered Person
Medical Imaging With Diagnosis Benefit $135; two payments per year, per Covered Person, no lifetime max
NCI Evaluation/Consultation Benefit $500 payable only once per Covered Person
Cancer Treatment Benefits:
Injected Chemotherapy Benefit $600 per day; limited to one payment per week; no lifetime max
Oral Chemotherapy Benefit $250 per day up to $750 max per month for Oral/Topical Benefits
Topical Chemotherapy Benefit $150 per prescription,per month up to $750 max per month for Oral/Topical Benefits
Radiation Therapy Benefit $350 per day; limited to one payment per week; no lifetime max
Experimental Treatment Benefit $350 per week outside of a clinical trial; $100 per week as part of a clinical trial; no lifetime max
Immunotherapy Benefit $350 once per month; $1,750 lifetime max per Covered Person
Antinausea Benefit $100 per month; no lifetime max
Stem Cell Transplantation Benefit $7,000; lifetime max $7,000 per Covered Person
Bone Marrow Transplantation Benefit $7,000;$7,000 lifetime max per Covered Person;$750 to donor
Blood and Plasma Benefit Inpatient: $100 times the number of days paid under the Hospital Confinement Benefit;
Outpatient: $175 per day; no lifetime max
Surgical/Anesthesia Benefit $100-$3,400 (Anesthesia: additional 25% of Surgical Benefit); maximum daily benefit not to exceed $4,250; no lifetime max on number of operations
Skin Cancer Surgery Benefit $35-$400; no lifetime max on number of operations
Additional Surgical Opinion Benefit $200 per day, no lifetime max
Hospitalization Benefits:
Hospital Confinement Benefit $200 per day; no lifetime max
Outpatient Hospital Surgical Room Benefit $200 (payable in addition to Surgical/Anesthesia Benefit); no lifetime max on number of operations
Continuing Care Benefits:
Extended-Care Facility Benefit $100 a day, limited to 30 days per year, per Covered Person
Home Health Care Benefit $50 per day; lifetime max of 100 days per Covered Person
Hospice Care Benefit $1,000 for the 1st day; $50 per day thereafter; $12,000 lifetime max per Covered Person
Nursing Services Benefit $100 per day; no lifetime max
Surgical Prosthesis Benefit $2,000; lifetime max $4,000 per Covered Person
Nonsurgical Prosthesis Benefit $175 per occurrence; lifetime max $350 per Covered Person
Reconstructive Surgery Benefit $220-$2,000 (Anesthesia 25% of Reconstructive Surgery Benefit); no lifetime max on number of operations
Egg Harvesting and Storage (Cryopreservation) Benefit $1,000 to have oocytes extracted;$350 for storage;$1,350lifetime max per Covered Person
Ambulance, Transportation, Lodging, and Other Benefits:
Ambulance Benefit $250 ground or $2,000 air; no lifetime max
Transportation Benefit $.40 per mile; max $1,200 per round trip; no lifetime max
Lodging Benefit $65 per day; limited to 90 days per year
Bone Marrow Donor Screening Benefit $40; limited to one benefit per Covered Person, per lifetime
Up to three different oral/topical chemotherapy medicines per calendar month.

Sign in to access